1. Introduction
By accessing or using the services provided by SAM GLOBAL VENTURES, you agree to comply with and be bound by these Terms and Conditions. If you do not agree, please discontinue use of our services.

2. Use of Services

You must use our services for lawful purposes only.

Any unauthorized or fraudulent use of our platform is strictly prohibited.

We reserve the right to suspend or terminate accounts found violating our policies.

3. Intellectual Property
All content, trademarks, logos, and materials on this website are the property of SAM GLOBAL VENTURES and may not be reproduced, copied, or distributed without prior written consent.

4. Payments & Transactions

All payments must be made through the approved methods provided.

Once processed, payments are considered final unless otherwise stated in our refund policy.

5. Limitation of Liability
SAM GLOBAL VENTURES is not liable for any direct, indirect, incidental, or consequential damages arising from the use of our services or website.

6. Changes to Terms
We reserve the right to update or modify these Terms & Conditions at any time. Changes will be effective once posted on this page.